Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  PayJunctionNo reviews |  PayTraceNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | From 1.49% + $0.15 | Custom quote |
| In-person rate | From 1.49% + $0.15 on the Standard plan | N/A |
| Keyed-in rate | N/A | Custom quote, with Level 2 and Level 3 qualification applied automatically where the data is present |
| International | N/A | N/A |
| ACH / bank | From 0.75% | Custom quote through Trace ACH, plus a $25 handling fee for each rejected ACH debit |
| Monthly fee | None above $10k volume | Roughly $15 to $75 |
| Setup fee | None advertised | Varies by reseller |
| Monthly minimum | None | Varies |
| Chargeback fee | N/A | N/A |
| Pricing model | Flat rate, Interchange-plus, Custom quote | Interchange-plus, Subscription, Custom quote |
| Contract | Month-to-month | Month-to-month |
| Free trial | No | No |
| Payout time | 2-day | Next day |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | Yes | No |
| ACH | Yes | Yes |
| Integrations | ||
| API | Yes | Yes |
| Virtual terminal | Yes | Yes |
| Payment links | Yes | Yes |
| Invoicing | Yes | Yes |
| POS hardware | Yes | No |
| Hosted checkout | No | Yes |
| WooCommerce | No | Yes |
| Magento | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Tokenization | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Tap to pay | Yes | No |
| Developer-friendly | Yes | Yes |
| Fraud protection | No | Yes |
| Company | ||
| Founded | 2000 | 2004 |
| Headquarters | Santa Barbara, CA, United States | Spokane, WA, United States |
| Company size | 51-250 staff | 51-250 staff |
| Regions | US | US |
| PCI level | Level 1 | Level 1 |
| Currencies | USD only | USD for US merchants |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||