Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  NOWPaymentsNo reviews |  PayPal4.5(4) |
|---|---|---|
| Pricing | ||
| Online card rate | 0.5% service fee | 2.99% + $0.49 |
| In-person rate | N/A | 2.29% + $0.09 |
| Keyed-in rate | N/A | 3.49% + $0.09 |
| International | 0.5% worldwide, crypto settlement has no cross-border surcharge | +1.5% |
| ACH / bank | N/A | 0.8% (cap $5) |
| Monthly fee | $0 | $0 |
| Setup fee | $0 | N/A |
| Monthly minimum | None | N/A |
| Chargeback fee | None, on-chain payments are irreversible and cannot be charged back | $20 |
| Pricing model | Flat rate | Flat rate |
| Contract | No contract | No contract |
| Free trial | No | No |
| Payout time | Instant | Instant |
| Payment methods | ||
| Crypto | Yes | No |
| Visa | No | Yes |
| Mastercard | No | Yes |
| Amex | No | Yes |
| Discover | No | Yes |
| PayPal | No | Yes |
| BNPL | No | Yes |
| Wallets | No | Yes |
| Integrations | ||
| API | Yes | No |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | No |
| Payment links | Yes | Yes |
| Invoicing | Yes | Yes |
| Shopify | Yes | Yes |
| WooCommerce | Yes | Yes |
| Magento | Yes | No |
| BigCommerce | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Multi-currency | Yes | No |
| Reporting dashboard | Yes | Yes |
| No rolling reserve | Yes | No |
| Developer-friendly | Yes | No |
| Fraud protection | No | Yes |
| Chargeback protection | No | Yes |
| Company | ||
| Founded | 2019 | 1998 |
| Headquarters | Tallinn, Estonia | San Jose, CA, USA |
| Company size | 1-50 staff | 1000+ staff |
| Regions | Global | US, CA, EU, UK, Global |
| PCI level | N/A | Level 1 |
| Currencies | 350+ cryptocurrencies and 75+ fiat display currencies | 100+ currencies |
| High-risk friendly | Yes | No |
| Get started | ||
| Visit / profile | ||