Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 4 of 4.
| Compare |  Fluid PayNo reviews |  BraintreeNo reviews |  PaddleNo reviews |  StripeNo reviews Sponsored |
|---|---|---|---|---|
| Pricing | ||||
| Online card rate | No gateway markup | 2.89% + $0.29 | 5% + $0.50 | 2.9% + $0.30 |
| In-person rate | N/A | N/A | N/A | 2.7% + $0.05 |
| Keyed-in rate | N/A | N/A | N/A | 3.4% + $0.30 |
| International | N/A | +1% (currency) +1% (non-US card) | Included, same all-in rate worldwide | +1.5% |
| ACH / bank | N/A | 0.75% (cap $5) | N/A | 0.8% (cap $5) |
| Monthly fee | Not published | $0 | None | $0 |
| Setup fee | One-time activation fee for white-label setup, quoted privately | N/A | None | N/A |
| Monthly minimum | N/A | N/A | None | N/A |
| Chargeback fee | N/A | $15 | USD 15 per card chargeback, USD 20 on PayPal, returned if the dispute is won | $15 |
| Pricing model | Subscription, Custom quote | Flat rate | Flat rate, Custom quote | Flat rate, Custom quote |
| Contract | Month-to-month | No contract | No contract | No contract |
| Free trial | No | No | Yes | No |
| Payout time | Varies | 2-day | Varies | 2-day |
| Payment methods | ||||
| Visa | Yes | Yes | Yes | Yes |
| Mastercard | Yes | Yes | Yes | Yes |
| Amex | Yes | Yes | Yes | Yes |
| Discover | Yes | Yes | Yes | Yes |
| Apple Pay | Yes | Yes | Yes | Yes |
| Google Pay | Yes | Yes | Yes | Yes |
| ACH | Yes | Yes | Yes | Yes |
| Wallets | Yes | Yes | Yes | Yes |
| PayPal | No | Yes | Yes | No |
| SEPA | No | No | Yes | Yes |
| UPI | No | No | Yes | No |
| Wire | No | No | Yes | No |
| BNPL | No | No | No | Yes |
| Integrations | ||||
| API | Yes | Yes | Yes | Yes |
| Hosted checkout | Yes | No | Yes | Yes |
| Drop-in UI | Yes | Yes | Yes | Yes |
| WooCommerce | Yes | Yes | No | Yes |
| Magento | Yes | No | No | No |
| Virtual terminal | Yes | No | No | No |
| Payment links | Yes | Yes | Yes | Yes |
| Invoicing | Yes | No | Yes | Yes |
| POS hardware | Yes | No | No | No |
| Mobile SDK | No | Yes | No | Yes |
| Shopify | No | No | No | Yes |
| Features | ||||
| Recurring billing | Yes | Yes | Yes | Yes |
| Fraud protection | Yes | Yes | Yes | Yes |
| Tokenization | Yes | Yes | Yes | Yes |
| Reporting dashboard | Yes | No | Yes | Yes |
| Developer-friendly | Yes | Yes | Yes | Yes |
| Multi-currency | No | Yes | Yes | Yes |
| 3D Secure | No | Yes | Yes | Yes |
| Chargeback protection | No | No | Yes | No |
| 24/7 support | No | No | Yes | No |
| Marketplace split | No | No | No | Yes |
| Company | ||||
| Founded | 2017 | 2007 | 2012 | 2010 |
| Headquarters | Franklin, TN, United States | Chicago, IL, USA | London, United Kingdom | San Francisco, CA, USA |
| Company size | 1-50 staff | 251-1000 staff | 251-1000 staff | 1000+ staff |
| Regions | US | US, CA, EU, UK, Global | Global | US, CA, EU, UK, Global |
| PCI level | Level 1 | Level 1 | Level 1 | Level 1 |
| Currencies | Depends on the connected acquirer, with US dollar processing as the primary use case | 130+ currencies | 33 pricing currencies with payouts in USD, EUR, GBP, AUD and CAD | 135+ currencies |
| High-risk friendly | No | No | No | No |
| Get started | ||||
| Visit / profile | ||||