Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  FinCobraNo reviews |  PayPal4.5(4) |
|---|---|---|
| Pricing | ||
| Online card rate | No card payments | 2.99% + $0.49 |
| In-person rate | N/A | 2.29% + $0.09 |
| Keyed-in rate | N/A | 3.49% + $0.09 |
| International | 0.5% worldwide, no cross-border surcharge | +1.5% |
| ACH / bank | N/A | 0.8% (cap $5) |
| Monthly fee | $0, WooCommerce plugin is $99 a year | $0 |
| Setup fee | $0 | N/A |
| Monthly minimum | None | N/A |
| Chargeback fee | None, on-chain payments cannot be reversed | $20 |
| Pricing model | Flat rate, Subscription | Flat rate |
| Contract | No contract | No contract |
| Free trial | Yes | No |
| Payout time | Instant | Instant |
| Payment methods | ||
| Crypto | Yes | No |
| Visa | No | Yes |
| Mastercard | No | Yes |
| Amex | No | Yes |
| Discover | No | Yes |
| PayPal | No | Yes |
| BNPL | No | Yes |
| Wallets | No | Yes |
| Integrations | ||
| API | Yes | No |
| Hosted checkout | Yes | Yes |
| Payment links | Yes | Yes |
| Invoicing | Yes | Yes |
| WooCommerce | Yes | Yes |
| Shopify | No | Yes |
| BigCommerce | No | Yes |
| Features | ||
| Multi-currency | Yes | No |
| Reporting dashboard | Yes | Yes |
| No rolling reserve | Yes | No |
| Developer-friendly | Yes | No |
| Fraud protection | No | Yes |
| Chargeback protection | No | Yes |
| Recurring billing | No | Yes |
| Company | ||
| Founded | 2026 | 1998 |
| Headquarters | N/A | San Jose, CA, USA |
| Company size | 1-50 staff | 1000+ staff |
| Regions | Global | US, CA, EU, UK, Global |
| PCI level | N/A | Level 1 |
| Currencies | BTC, plus USDT and USDC on Ethereum and Solana and USDC on Arbitrum One and Base. Invoices are priced and billed in USD | 100+ currencies |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||