Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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FinCobra logo
FinCobraNo reviews
Braintree logo
Braintree4.5(4)
Pricing
Online card rateNo card payments2.89% + $0.29
In-person rateN/AN/A
Keyed-in rateN/AN/A
International0.5% worldwide, no cross-border surcharge+1% (currency) +1% (non-US card)
ACH / bankN/A0.75% (cap $5)
Monthly fee$0, WooCommerce plugin is $99 a year$0
Setup fee$0N/A
Monthly minimumNoneN/A
Chargeback feeNone, on-chain payments cannot be reversed$15
Pricing modelFlat rate, SubscriptionFlat rate
ContractNo contractNo contract
Free trialYesNo
Payout timeInstant2-day
Payment methods
CryptoYesNo
VisaNoYes
MastercardNoYes
AmexNoYes
DiscoverNoYes
Apple PayNoYes
Google PayNoYes
PayPalNoYes
ACHNoYes
WalletsNoYes
Integrations
APIYesYes
Hosted checkoutYesNo
Payment linksYesYes
InvoicingYesNo
WooCommerceYesYes
Drop-in UINoYes
Mobile SDKNoYes
Features
Multi-currencyYesYes
Reporting dashboardYesNo
No rolling reserveYesNo
Developer-friendlyYesYes
Recurring billingNoYes
Fraud protectionNoYes
3D SecureNoYes
TokenizationNoYes
Company
Founded20262007
HeadquartersN/AChicago, IL, USA
Company size1-50 staff251-1000 staff
RegionsGlobalUS, CA, EU, UK, Global
PCI levelN/ALevel 1
CurrenciesBTC, plus USDT and USDC on Ethereum and Solana and USDC on Arbitrum One and Base. Invoices are priced and billed in USD130+ currencies
High-risk friendlyNoNo
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