Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  FinCobraNo reviews |  Authorize.net4.5(4) |
|---|---|---|
| Pricing | ||
| Online card rate | No card payments | 2.9% + $0.30 |
| In-person rate | N/A | N/A |
| Keyed-in rate | N/A | 2.9% + $0.30 |
| International | 0.5% worldwide, no cross-border surcharge | N/A |
| ACH / bank | N/A | 0.75% (eCheck) |
| Monthly fee | $0, WooCommerce plugin is $99 a year | $25 |
| Setup fee | $0 | $0 |
| Monthly minimum | None | N/A |
| Chargeback fee | None, on-chain payments cannot be reversed | $25 |
| Pricing model | Flat rate, Subscription | Flat rate, Subscription |
| Contract | No contract | Month-to-month |
| Free trial | Yes | No |
| Payout time | Instant | Varies |
| Payment methods | ||
| Crypto | Yes | No |
| Visa | No | Yes |
| Mastercard | No | Yes |
| Amex | No | Yes |
| Discover | No | Yes |
| Apple Pay | No | Yes |
| ACH | No | Yes |
| Wallets | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Payment links | Yes | No |
| Invoicing | Yes | Yes |
| WooCommerce | Yes | Yes |
| Virtual terminal | No | Yes |
| Features | ||
| Multi-currency | Yes | No |
| Reporting dashboard | Yes | Yes |
| No rolling reserve | Yes | No |
| Developer-friendly | Yes | No |
| Recurring billing | No | Yes |
| Fraud protection | No | Yes |
| Tokenization | No | Yes |
| Company | ||
| Founded | 2026 | 1996 |
| Headquarters | N/A | Foster City, CA, USA |
| Company size | 1-50 staff | 251-1000 staff |
| Regions | Global | US, CA, UK, EU |
| PCI level | N/A | Level 1 |
| Currencies | BTC, plus USDT and USDC on Ethereum and Solana and USDC on Arbitrum One and Base. Invoices are priced and billed in USD | Multiple (via merchant account) |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||