Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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FinCobra logo
FinCobraNo reviews
Adyen logo
Adyen4.5(4)
Pricing
Online card rateNo card paymentsInterchange + 0.60% + $0.13
In-person rateN/AInterchange + 0.60% + $0.13
Keyed-in rateN/AN/A
International0.5% worldwide, no cross-border surchargeVaries by method
ACH / bankN/A$0.27 + $0.13
Monthly fee$0, WooCommerce plugin is $99 a year$0
Setup fee$0N/A
Monthly minimumNone$120 invoice minimum
Chargeback feeNone, on-chain payments cannot be reversed$15
Pricing modelFlat rate, SubscriptionInterchange-plus
ContractNo contractAnnual
Free trialYesNo
Payout timeInstantT+2
Payment methods
CryptoYesNo
VisaNoYes
MastercardNoYes
AmexNoYes
Apple PayNoYes
Google PayNoYes
ACHNoYes
SEPANoYes
BNPLNoYes
WalletsNoYes
Integrations
APIYesYes
Hosted checkoutYesYes
Payment linksYesNo
InvoicingYesNo
WooCommerceYesNo
Drop-in UINoYes
Mobile SDKNoYes
POS hardwareNoYes
Virtual terminalNoYes
Features
Multi-currencyYesYes
Reporting dashboardYesYes
No rolling reserveYesNo
Developer-friendlyYesYes
Fraud protectionNoYes
3D SecureNoYes
TokenizationNoYes
Company
Founded20262006
HeadquartersN/AAmsterdam, Netherlands
Company size1-50 staff1000+ staff
RegionsGlobalEU, UK, US, Global
PCI levelN/ALevel 1
CurrenciesBTC, plus USDT and USDC on Ethereum and Solana and USDC on Arbitrum One and Base. Invoices are priced and billed in USD150+ currencies
High-risk friendlyNoNo
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