Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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Easy Pay Direct logo
Easy Pay DirectNo reviews
Stripe logo
Stripe4.5(4)
Sponsored
Pricing
Online card rate2.69% + $0.362.9% + $0.30
In-person rate1.59% + $0.19 swiped2.7% + $0.05
Keyed-in rateN/A3.4% + $0.30
InternationalN/A+1.5%
ACH / bank1% + $0.29 per ACH or eCheck transaction, with no separate monthly charge for ACH support0.8% (cap $5)
Monthly feeTypically $25$0
Setup fee$99, waived when underwriting documents are submitted within 24 hoursN/A
Monthly minimumN/AN/A
Chargeback feeNo separate fee published. Chargeback alerts and representment are included on standard accounts$15
Pricing modelFlat rate, Interchange-plus, Tiered, Custom quoteFlat rate, Custom quote
ContractMonth-to-monthNo contract
Free trialNoNo
Payout timeVaries2-day
Payment methods
VisaYesYes
MastercardYesYes
AmexYesYes
DiscoverYesYes
Google PayYesYes
ACHYesYes
Apple PayNoYes
SEPANoYes
BNPLNoYes
WalletsNoYes
Integrations
APIYesYes
Hosted checkoutYesYes
Virtual terminalYesNo
Payment linksYesYes
InvoicingYesYes
ShopifyYesYes
WooCommerceYesYes
BigCommerceYesNo
MagentoYesNo
Drop-in UINoYes
Mobile SDKNoYes
Features
Recurring billingYesYes
Fraud protectionYesYes
Chargeback protectionYesNo
TokenizationYesYes
Reporting dashboardYesYes
Multi-currencyNoYes
3D SecureNoYes
Marketplace splitNoYes
Developer-friendlyNoYes
Company
Founded20122010
HeadquartersAustin, TX, United StatesSan Francisco, CA, USA
Company sizeN/A1000+ staff
RegionsUS, CAUS, CA, EU, UK, Global
PCI levelLevel 1Level 1
CurrenciesMainly USD for US merchants, with international placements available through its acquiring bank network135+ currencies
High-risk friendlyYesNo
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