Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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Easy Pay Direct logo
Easy Pay DirectNo reviews
NOWPayments logo
NOWPaymentsNo reviews
Pricing
Online card rate2.69% + $0.360.5% service fee
In-person rate1.59% + $0.19 swipedN/A
Keyed-in rateN/AN/A
InternationalN/A0.5% worldwide, crypto settlement has no cross-border surcharge
ACH / bank1% + $0.29 per ACH or eCheck transaction, with no separate monthly charge for ACH supportN/A
Monthly feeTypically $25$0
Setup fee$99, waived when underwriting documents are submitted within 24 hours$0
Monthly minimumN/ANone
Chargeback feeNo separate fee published. Chargeback alerts and representment are included on standard accountsNone, on-chain payments are irreversible and cannot be charged back
Pricing modelFlat rate, Interchange-plus, Tiered, Custom quoteFlat rate
ContractMonth-to-monthNo contract
Free trialNoNo
Payout timeVariesInstant
Payment methods
VisaYesNo
MastercardYesNo
AmexYesNo
DiscoverYesNo
Google PayYesNo
ACHYesNo
CryptoNoYes
Integrations
APIYesYes
Hosted checkoutYesYes
Virtual terminalYesNo
Payment linksYesYes
InvoicingYesYes
ShopifyYesYes
WooCommerceYesYes
BigCommerceYesNo
MagentoYesYes
Drop-in UINoYes
Features
Recurring billingYesYes
Fraud protectionYesNo
Chargeback protectionYesNo
TokenizationYesNo
Reporting dashboardYesYes
Multi-currencyNoYes
No rolling reserveNoYes
Developer-friendlyNoYes
Company
Founded20122019
HeadquartersAustin, TX, United StatesTallinn, Estonia
Company sizeN/A1-50 staff
RegionsUS, CAGlobal
PCI levelLevel 1N/A
CurrenciesMainly USD for US merchants, with international placements available through its acquiring bank network350+ cryptocurrencies and 75+ fiat display currencies
High-risk friendlyYesYes
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