Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare | Easy Pay DirectNo reviews | NOWPaymentsNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | 2.69% + $0.36 | 0.5% service fee |
| In-person rate | 1.59% + $0.19 swiped | N/A |
| Keyed-in rate | N/A | N/A |
| International | N/A | 0.5% worldwide, crypto settlement has no cross-border surcharge |
| ACH / bank | 1% + $0.29 per ACH or eCheck transaction, with no separate monthly charge for ACH support | N/A |
| Monthly fee | Typically $25 | $0 |
| Setup fee | $99, waived when underwriting documents are submitted within 24 hours | $0 |
| Monthly minimum | N/A | None |
| Chargeback fee | No separate fee published. Chargeback alerts and representment are included on standard accounts | None, on-chain payments are irreversible and cannot be charged back |
| Pricing model | Flat rate, Interchange-plus, Tiered, Custom quote | Flat rate |
| Contract | Month-to-month | No contract |
| Free trial | No | No |
| Payout time | Varies | Instant |
| Payment methods | ||
| Visa | Yes | No |
| Mastercard | Yes | No |
| Amex | Yes | No |
| Discover | Yes | No |
| Google Pay | Yes | No |
| ACH | Yes | No |
| Crypto | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Virtual terminal | Yes | No |
| Payment links | Yes | Yes |
| Invoicing | Yes | Yes |
| Shopify | Yes | Yes |
| WooCommerce | Yes | Yes |
| BigCommerce | Yes | No |
| Magento | Yes | Yes |
| Drop-in UI | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Fraud protection | Yes | No |
| Chargeback protection | Yes | No |
| Tokenization | Yes | No |
| Reporting dashboard | Yes | Yes |
| Multi-currency | No | Yes |
| No rolling reserve | No | Yes |
| Developer-friendly | No | Yes |
| Company | ||
| Founded | 2012 | 2019 |
| Headquarters | Austin, TX, United States | Tallinn, Estonia |
| Company size | N/A | 1-50 staff |
| Regions | US, CA | Global |
| PCI level | Level 1 | N/A |
| Currencies | Mainly USD for US merchants, with international placements available through its acquiring bank network | 350+ cryptocurrencies and 75+ fiat display currencies |
| High-risk friendly | Yes | Yes |
| Get started | ||
| Visit / profile | ||