Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

Compare
Easy Pay Direct logo
Easy Pay DirectNo reviews
Checkout.com logo
Checkout.comNo reviews
Pricing
Online card rate2.69% + $0.36Custom quote
In-person rate1.59% + $0.19 swipedN/A
Keyed-in rateN/AN/A
InternationalN/ACustom quote, local acquiring in 57 domestic markets reduces cross-border cost
ACH / bank1% + $0.29 per ACH or eCheck transaction, with no separate monthly charge for ACH supportACH and SEPA Direct Debit supported, rates quoted per merchant
Monthly feeTypically $25None
Setup fee$99, waived when underwriting documents are submitted within 24 hoursNone
Monthly minimumN/ANot published, negotiated volume commitments are common in practice
Chargeback feeNo separate fee published. Chargeback alerts and representment are included on standard accountsScheme and dispute costs passed through at cost on Interchange++ contracts
Pricing modelFlat rate, Interchange-plus, Tiered, Custom quoteInterchange-plus, Flat rate, Custom quote
ContractMonth-to-monthN/A
Free trialNoNo
Payout timeVariesVaries
Payment methods
VisaYesYes
MastercardYesYes
AmexYesYes
DiscoverYesYes
Google PayYesYes
ACHYesYes
Apple PayNoYes
PayPalNoYes
SEPANoYes
BNPLNoYes
WalletsNoYes
WireNoYes
Integrations
APIYesYes
Hosted checkoutYesYes
Virtual terminalYesNo
Payment linksYesYes
InvoicingYesNo
ShopifyYesYes
WooCommerceYesYes
BigCommerceYesNo
MagentoYesYes
Drop-in UINoYes
Mobile SDKNoYes
Features
Recurring billingYesYes
Fraud protectionYesYes
Chargeback protectionYesNo
TokenizationYesYes
Reporting dashboardYesYes
Multi-currencyNoYes
3D SecureNoYes
Marketplace splitNoYes
Developer-friendlyNoYes
Company
Founded20122012
HeadquartersAustin, TX, United StatesLondon, United Kingdom
Company sizeN/A1000+ staff
RegionsUS, CAUK, EU, US, Global
PCI levelLevel 1Level 1
CurrenciesMainly USD for US merchants, with international placements available through its acquiring bank network150+ processing currencies with settlement in 20 currencies
High-risk friendlyYesYes
Get started
Visit / profile