Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare | Easy Pay DirectNo reviews | Checkout.comNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | 2.69% + $0.36 | Custom quote |
| In-person rate | 1.59% + $0.19 swiped | N/A |
| Keyed-in rate | N/A | N/A |
| International | N/A | Custom quote, local acquiring in 57 domestic markets reduces cross-border cost |
| ACH / bank | 1% + $0.29 per ACH or eCheck transaction, with no separate monthly charge for ACH support | ACH and SEPA Direct Debit supported, rates quoted per merchant |
| Monthly fee | Typically $25 | None |
| Setup fee | $99, waived when underwriting documents are submitted within 24 hours | None |
| Monthly minimum | N/A | Not published, negotiated volume commitments are common in practice |
| Chargeback fee | No separate fee published. Chargeback alerts and representment are included on standard accounts | Scheme and dispute costs passed through at cost on Interchange++ contracts |
| Pricing model | Flat rate, Interchange-plus, Tiered, Custom quote | Interchange-plus, Flat rate, Custom quote |
| Contract | Month-to-month | N/A |
| Free trial | No | No |
| Payout time | Varies | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| Google Pay | Yes | Yes |
| ACH | Yes | Yes |
| Apple Pay | No | Yes |
| PayPal | No | Yes |
| SEPA | No | Yes |
| BNPL | No | Yes |
| Wallets | No | Yes |
| Wire | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Virtual terminal | Yes | No |
| Payment links | Yes | Yes |
| Invoicing | Yes | No |
| Shopify | Yes | Yes |
| WooCommerce | Yes | Yes |
| BigCommerce | Yes | No |
| Magento | Yes | Yes |
| Drop-in UI | No | Yes |
| Mobile SDK | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Fraud protection | Yes | Yes |
| Chargeback protection | Yes | No |
| Tokenization | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Multi-currency | No | Yes |
| 3D Secure | No | Yes |
| Marketplace split | No | Yes |
| Developer-friendly | No | Yes |
| Company | ||
| Founded | 2012 | 2012 |
| Headquarters | Austin, TX, United States | London, United Kingdom |
| Company size | N/A | 1000+ staff |
| Regions | US, CA | UK, EU, US, Global |
| PCI level | Level 1 | Level 1 |
| Currencies | Mainly USD for US merchants, with international placements available through its acquiring bank network | 150+ processing currencies with settlement in 20 currencies |
| High-risk friendly | Yes | Yes |
| Get started | ||
| Visit / profile | ||