Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  Dharma Merchant ServicesNo reviews |  CSG ForteNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | IC + 0.20% + $0.11 | Reported 2.9% + $0.31 |
| In-person rate | Interchange plus 0.15% + $0.08 per authorization on Visa, Mastercard and Discover, and 0.25% + $0.08 on American Express | N/A |
| Keyed-in rate | Interchange plus 0.20% + $0.11, the same as ecommerce | N/A |
| International | N/A | N/A |
| ACH / bank | N/A | Reported near $0.25 per debit on a tiered schedule. Forte publishes ACH per-occurrence fees of $25 per chargeback, $25 per reversal, $35 for account maintenance, $35 for a written statement of unauthorized debit retrieval, $35 for early funding and $55 per recall |
| Monthly fee | $20, $15 nonprofit | Reported $2.50 gateway |
| Setup fee | $0 | N/A |
| Monthly minimum | None | N/A |
| Chargeback fee | $25 per instance | $25.00 per ACH chargeback, published by Forte |
| Pricing model | Interchange-plus | Flat rate, Tiered, Custom quote |
| Contract | Month-to-month | N/A |
| Free trial | No | No |
| Payout time | Varies | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | Yes |
| ACH | No | Yes |
| Wallets | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Virtual terminal | Yes | Yes |
| Invoicing | Yes | Yes |
| Payment links | Yes | Yes |
| POS hardware | Yes | Yes |
| Hosted checkout | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Fraud protection | No | Yes |
| Tokenization | No | Yes |
| Developer-friendly | No | Yes |
| Company | ||
| Founded | 2007 | 1998 |
| Headquarters | Montclair, NJ, United States | Fort Worth, TX, United States |
| Company size | 1-50 staff | 1000+ staff |
| Regions | US | US, CA |
| PCI level | N/A | Level 1 |
| Currencies | USD only. Dharma signs US-based merchants and does not offer international or multi-currency accounts | USD for US merchants and CAD in Canada, where CSG Forte Paiements Canada is licensed as a money-services business in Quebec |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||