Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  Checkout.comNo reviews |  Authorize.net4.5(4) |
|---|---|---|
| Pricing | ||
| Online card rate | Custom quote | 2.9% + $0.30 |
| In-person rate | N/A | N/A |
| Keyed-in rate | N/A | 2.9% + $0.30 |
| International | Custom quote, local acquiring in 57 domestic markets reduces cross-border cost | N/A |
| ACH / bank | ACH and SEPA Direct Debit supported, rates quoted per merchant | 0.75% (eCheck) |
| Monthly fee | None | $25 |
| Setup fee | None | $0 |
| Monthly minimum | Not published, negotiated volume commitments are common in practice | N/A |
| Chargeback fee | Scheme and dispute costs passed through at cost on Interchange++ contracts | $25 |
| Pricing model | Interchange-plus, Flat rate, Custom quote | Flat rate, Subscription |
| Contract | N/A | Month-to-month |
| Free trial | No | No |
| Payout time | Varies | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | No |
| PayPal | Yes | No |
| ACH | Yes | Yes |
| SEPA | Yes | No |
| BNPL | Yes | No |
| Wallets | Yes | Yes |
| Wire | Yes | No |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | No |
| Mobile SDK | Yes | No |
| Payment links | Yes | No |
| Shopify | Yes | No |
| WooCommerce | Yes | Yes |
| Magento | Yes | No |
| Virtual terminal | No | Yes |
| Invoicing | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Multi-currency | Yes | No |
| Fraud protection | Yes | Yes |
| 3D Secure | Yes | No |
| Tokenization | Yes | Yes |
| Marketplace split | Yes | No |
| Reporting dashboard | Yes | Yes |
| Developer-friendly | Yes | No |
| Company | ||
| Founded | 2012 | 1996 |
| Headquarters | London, United Kingdom | Foster City, CA, USA |
| Company size | 1000+ staff | 251-1000 staff |
| Regions | UK, EU, US, Global | US, CA, UK, EU |
| PCI level | Level 1 | Level 1 |
| Currencies | 150+ processing currencies with settlement in 20 currencies | Multiple (via merchant account) |
| High-risk friendly | Yes | No |
| Get started | ||
| Visit / profile | ||