Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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2Accept logo
2AcceptNo reviews
PaymentCloud logo
PaymentCloudNo reviews
Pricing
Online card rate2.89% to 4.95% advertisedCustom quote
In-person rateCustom quoteCustom quote. Reviewers report about 2% + $0.25 for low-risk accounts
Keyed-in rateN/AN/A
InternationalN/AN/A
ACH / bankNot publishedCustom quote
Monthly feeNot published$5 to $25 reported
Setup fee$0 advertised$0
Monthly minimumNone advertised for most accounts, up to $25,000 on some top-tier accountsN/A
Chargeback fee$15 to $40 advertised, $25 to $50 for sweepstakesN/A
Pricing modelFlat rate, Interchange-plus, Custom quoteCustom quote, Flat rate, Tiered, Interchange-plus
ContractMonth-to-monthLong-term
Free trialNoNo
Payout timeNext day2-day
Payment methods
VisaYesYes
MastercardYesYes
ACHYesYes
WalletsYesYes
AmexNoYes
DiscoverNoYes
Apple PayNoYes
Google PayNoYes
CryptoNoYes
Integrations
APIYesYes
POS hardwareYesYes
ShopifyYesYes
WooCommerceYesYes
MagentoYesYes
BigCommerceYesYes
Hosted checkoutNoYes
Virtual terminalNoYes
Features
Recurring billingYesYes
Fraud protectionYesYes
Chargeback protectionYesYes
Reporting dashboardNoYes
TokenizationNoYes
Tap to payNoYes
Company
FoundedN/A2015
HeadquartersWestlake Village, CA, United StatesEncino, CA, United States
Company sizeN/A51-250 staff
RegionsUSUS, CA, EU
PCI levelN/ALevel 1
CurrenciesUSD. Accounts are for US businesses, per the FAQMainly USD, with accounts available to US, Canadian and European merchants
High-risk friendlyYesYes
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