Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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2Accept logo
2AcceptNo reviews
NOWPayments logo
NOWPaymentsNo reviews
Pricing
Online card rate2.89% to 4.95% advertised0.5% service fee
In-person rateCustom quoteN/A
Keyed-in rateN/AN/A
InternationalN/A0.5% worldwide, crypto settlement has no cross-border surcharge
ACH / bankNot publishedN/A
Monthly feeNot published$0
Setup fee$0 advertised$0
Monthly minimumNone advertised for most accounts, up to $25,000 on some top-tier accountsNone
Chargeback fee$15 to $40 advertised, $25 to $50 for sweepstakesNone, on-chain payments are irreversible and cannot be charged back
Pricing modelFlat rate, Interchange-plus, Custom quoteFlat rate
ContractMonth-to-monthNo contract
Free trialNoNo
Payout timeNext dayInstant
Payment methods
VisaYesNo
MastercardYesNo
ACHYesNo
WalletsYesNo
CryptoNoYes
Integrations
APIYesYes
POS hardwareYesNo
ShopifyYesYes
WooCommerceYesYes
MagentoYesYes
BigCommerceYesNo
Hosted checkoutNoYes
Drop-in UINoYes
Payment linksNoYes
InvoicingNoYes
Features
Recurring billingYesYes
Fraud protectionYesNo
Chargeback protectionYesNo
Multi-currencyNoYes
Reporting dashboardNoYes
No rolling reserveNoYes
Developer-friendlyNoYes
Company
FoundedN/A2019
HeadquartersWestlake Village, CA, United StatesTallinn, Estonia
Company sizeN/A1-50 staff
RegionsUSGlobal
PCI levelN/AN/A
CurrenciesUSD. Accounts are for US businesses, per the FAQ350+ cryptocurrencies and 75+ fiat display currencies
High-risk friendlyYesYes
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