Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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2Accept logo
2AcceptNo reviews
Easy Pay Direct logo
Easy Pay DirectNo reviews
Pricing
Online card rate2.89% to 4.95% advertised2.69% + $0.36
In-person rateCustom quote1.59% + $0.19 swiped
Keyed-in rateN/AN/A
InternationalN/AN/A
ACH / bankNot published1% + $0.29 per ACH or eCheck transaction, with no separate monthly charge for ACH support
Monthly feeNot publishedTypically $25
Setup fee$0 advertised$99, waived when underwriting documents are submitted within 24 hours
Monthly minimumNone advertised for most accounts, up to $25,000 on some top-tier accountsN/A
Chargeback fee$15 to $40 advertised, $25 to $50 for sweepstakesNo separate fee published. Chargeback alerts and representment are included on standard accounts
Pricing modelFlat rate, Interchange-plus, Custom quoteFlat rate, Interchange-plus, Tiered, Custom quote
ContractMonth-to-monthMonth-to-month
Free trialNoNo
Payout timeNext dayVaries
Payment methods
VisaYesYes
MastercardYesYes
ACHYesYes
WalletsYesNo
AmexNoYes
DiscoverNoYes
Google PayNoYes
Integrations
APIYesYes
POS hardwareYesNo
ShopifyYesYes
WooCommerceYesYes
MagentoYesYes
BigCommerceYesYes
Hosted checkoutNoYes
Virtual terminalNoYes
Payment linksNoYes
InvoicingNoYes
Features
Recurring billingYesYes
Fraud protectionYesYes
Chargeback protectionYesYes
TokenizationNoYes
Reporting dashboardNoYes
Company
FoundedN/A2012
HeadquartersWestlake Village, CA, United StatesAustin, TX, United States
Company sizeN/AN/A
RegionsUSUS, CA
PCI levelN/ALevel 1
CurrenciesUSD. Accounts are for US businesses, per the FAQMainly USD for US merchants, with international placements available through its acquiring bank network
High-risk friendlyYesYes
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