Stripe vs Worldpay

A side-by-side look at Stripe and Worldpay: pricing, payment methods, integrations, features, and company facts. Add up to 4 processors to widen the comparison.

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Stripe logo
Stripe4.5(4)
Sponsored
Worldpay logo
WorldpayNo reviews
Pricing
Online card rate2.9% + $0.30Custom quote
In-person rate2.7% + $0.05Custom quote, UK terminal plans from 20 GBP per month plus authorisation fees
Keyed-in rate3.4% + $0.30N/A
International+1.5%Negotiated per contract across 138 currencies
ACH / bank0.8% (cap $5)N/A
Monthly fee$0Negotiated
Setup feeN/ANot published
Monthly minimumN/AGBP 15 per month in the UK, varies by US contract
Chargeback fee$15GBP 20 in the UK, negotiated in the US
Pricing modelFlat rate, Custom quoteInterchange-plus, Custom quote
ContractNo contractN/A
Free trialNoNo
Payout time2-dayNext day
Payment methods
VisaYesYes
MastercardYesYes
AmexYesYes
DiscoverYesYes
Apple PayYesYes
Google PayYesYes
ACHYesYes
SEPAYesYes
BNPLYesYes
WalletsYesYes
PayPalNoYes
WireNoYes
Integrations
APIYesYes
Hosted checkoutYesYes
Drop-in UIYesYes
ShopifyYesNo
WooCommerceYesYes
Mobile SDKYesYes
Payment linksYesYes
InvoicingYesNo
Virtual terminalNoYes
POS hardwareNoYes
MagentoNoYes
BigCommerceNoYes
Features
Recurring billingYesYes
Multi-currencyYesYes
Fraud protectionYesYes
3D SecureYesYes
TokenizationYesYes
Marketplace splitYesYes
Reporting dashboardYesYes
Developer-friendlyYesYes
Chargeback protectionNoYes
Company
Founded20101971
HeadquartersSan Francisco, CA, USACincinnati, Ohio, United States
Company size1000+ staff1000+ staff
RegionsUS, CA, EU, UK, GlobalUS, CA, UK, EU, Global
PCI levelLevel 1Level 1
Currencies135+ currencies138 currencies across 174 countries
High-risk friendlyNoNo
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