Stripe vs Paystack
A side-by-side look at Stripe and Paystack: pricing, payment methods, integrations, features, and company facts. Add up to 4 processors to widen the comparison.
Comparing 2 of 4.
| Compare |  Stripe4.5(4) Sponsored |  PaystackNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | 2.9% + $0.30 | 1.5% + NGN 100, capped |
| In-person rate | 2.7% + $0.05 | 0.5% capped at NGN 1,000 on Paystack Terminal in Nigeria |
| Keyed-in rate | 3.4% + $0.30 | N/A |
| International | +1.5% | 3.9% + NGN 100 in Nigeria, 3.8% in Kenya, 3.1% + ZAR 1 in South Africa |
| ACH / bank | 0.8% (cap $5) | N/A |
| Monthly fee | $0 | None |
| Setup fee | N/A | None |
| Monthly minimum | N/A | None |
| Chargeback fee | $15 | No Paystack penalty for accepted chargebacks, card-network arbitration fees apply only if escalated |
| Pricing model | Flat rate, Custom quote | Flat rate |
| Contract | No contract | No contract |
| Free trial | No | No |
| Payout time | 2-day | Next day |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | No |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | No |
| ACH | Yes | Yes |
| SEPA | Yes | No |
| BNPL | Yes | No |
| Wallets | Yes | Yes |
| Netbanking | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | Yes |
| Shopify | Yes | Yes |
| WooCommerce | Yes | Yes |
| Mobile SDK | Yes | Yes |
| Payment links | Yes | Yes |
| Invoicing | Yes | Yes |
| Virtual terminal | No | Yes |
| POS hardware | No | Yes |
| BigCommerce | No | Yes |
| Wix | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Multi-currency | Yes | Yes |
| Fraud protection | Yes | Yes |
| 3D Secure | Yes | Yes |
| Tokenization | Yes | Yes |
| Marketplace split | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Developer-friendly | Yes | Yes |
| 24/7 support | No | Yes |
| Company | ||
| Founded | 2010 | 2015 |
| Headquarters | San Francisco, CA, USA | Lagos, Nigeria |
| Company size | 1000+ staff | 251-1000 staff |
| Regions | US, CA, EU, UK, Global | Global |
| PCI level | Level 1 | Level 1 |
| Currencies | 135+ currencies | Settles in NGN, GHS, KES or USD, ZAR and XOF depending on market, with optional USD settlement in Nigeria and Kenya |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||