Stripe vs Checkout.com

A side-by-side look at Stripe and Checkout.com: pricing, payment methods, integrations, features, and company facts. Add up to 4 processors to widen the comparison.

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Stripe logo
Stripe4.5(4)
Sponsored
Checkout.com logo
Checkout.comNo reviews
Pricing
Online card rate2.9% + $0.30Custom quote
In-person rate2.7% + $0.05N/A
Keyed-in rate3.4% + $0.30N/A
International+1.5%Custom quote, local acquiring in 57 domestic markets reduces cross-border cost
ACH / bank0.8% (cap $5)ACH and SEPA Direct Debit supported, rates quoted per merchant
Monthly fee$0None
Setup feeN/ANone
Monthly minimumN/ANot published, negotiated volume commitments are common in practice
Chargeback fee$15Scheme and dispute costs passed through at cost on Interchange++ contracts
Pricing modelFlat rate, Custom quoteInterchange-plus, Flat rate, Custom quote
ContractNo contractN/A
Free trialNoNo
Payout time2-dayVaries
Payment methods
VisaYesYes
MastercardYesYes
AmexYesYes
DiscoverYesYes
Apple PayYesYes
Google PayYesYes
ACHYesYes
SEPAYesYes
BNPLYesYes
WalletsYesYes
PayPalNoYes
WireNoYes
Integrations
APIYesYes
Hosted checkoutYesYes
Drop-in UIYesYes
ShopifyYesYes
WooCommerceYesYes
Mobile SDKYesYes
Payment linksYesYes
InvoicingYesNo
MagentoNoYes
Features
Recurring billingYesYes
Multi-currencyYesYes
Fraud protectionYesYes
3D SecureYesYes
TokenizationYesYes
Marketplace splitYesYes
Reporting dashboardYesYes
Developer-friendlyYesYes
Company
Founded20102012
HeadquartersSan Francisco, CA, USALondon, United Kingdom
Company size1000+ staff1000+ staff
RegionsUS, CA, EU, UK, GlobalUK, EU, US, Global
PCI levelLevel 1Level 1
Currencies135+ currencies150+ processing currencies with settlement in 20 currencies
High-risk friendlyNoYes
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