PayJunction vs Banquest Payment Systems
A side-by-side look at PayJunction and Banquest Payment Systems: pricing, payment methods, integrations, features, and company facts. Add up to 4 processors to widen the comparison.
Comparing 2 of 4.
| Compare |  PayJunctionNo reviews |  Banquest Payment SystemsNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | From 1.49% + $0.15 | Custom quote |
| In-person rate | From 1.49% + $0.15 on the Standard plan | Custom quote |
| Keyed-in rate | N/A | N/A |
| International | N/A | N/A |
| ACH / bank | From 0.75% | N/A |
| Monthly fee | None above $10k volume | Custom quote |
| Setup fee | None advertised | N/A |
| Monthly minimum | None | N/A |
| Chargeback fee | N/A | Not published. The program guide passes through card network arbitration costs of $250 to file with Visa and $150 with Mastercard, plus a $250 review fee |
| Pricing model | Flat rate, Interchange-plus, Custom quote | Custom quote, Interchange-plus, Tiered |
| Contract | Month-to-month | Long-term |
| Free trial | No | No |
| Payout time | 2-day | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| ACH | Yes | Yes |
| Crypto | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Virtual terminal | Yes | Yes |
| Payment links | Yes | No |
| Invoicing | Yes | Yes |
| POS hardware | Yes | Yes |
| Hosted checkout | No | Yes |
| WooCommerce | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Tokenization | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Tap to pay | Yes | No |
| Developer-friendly | Yes | Yes |
| Fraud protection | No | Yes |
| 3D Secure | No | Yes |
| Company | ||
| Founded | 2000 | 2011 |
| Headquarters | Santa Barbara, CA, United States | Lakewood, NJ, United States |
| Company size | 51-250 staff | 51-250 staff |
| Regions | US | US |
| PCI level | Level 1 | N/A |
| Currencies | USD only | USD, on US merchant accounts sponsored by Wells Fargo Bank, N.A. |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||