Authorize.net vs NMI
A side-by-side look at Authorize.net and NMI: pricing, payment methods, integrations, features, and company facts. Add up to 4 processors to widen the comparison.
Comparing 2 of 4.
| Compare |  Authorize.net4.5(4) |  NMINo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | 2.9% + $0.30 | Set by your acquirer |
| In-person rate | N/A | N/A |
| Keyed-in rate | 2.9% + $0.30 | Set by your acquirer, not by NMI |
| International | N/A | N/A |
| ACH / bank | 0.75% (eCheck) | Reseller-set. The SSI rate card for Agvance lists $15.70 per month plus $0.27 per eCheck |
| Monthly fee | $25 | About $10 to $25 |
| Setup fee | $0 | Set by the reselling ISO |
| Monthly minimum | N/A | N/A |
| Chargeback fee | $25 | Charged by the acquiring bank, not by NMI |
| Pricing model | Flat rate, Subscription | Subscription, Custom quote |
| Contract | Month-to-month | Month-to-month |
| Free trial | No | No |
| Payout time | Varies | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| Apple Pay | Yes | Yes |
| ACH | Yes | Yes |
| Wallets | Yes | Yes |
| Google Pay | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Virtual terminal | Yes | Yes |
| WooCommerce | Yes | Yes |
| Invoicing | Yes | No |
| Drop-in UI | No | Yes |
| Shopify | No | Yes |
| Magento | No | Yes |
| BigCommerce | No | Yes |
| Mobile SDK | No | Yes |
| POS hardware | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Fraud protection | Yes | Yes |
| Tokenization | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Multi-currency | No | Yes |
| 3D Secure | No | Yes |
| Developer-friendly | No | Yes |
| Company | ||
| Founded | 1996 | 2001 |
| Headquarters | Foster City, CA, USA | Schaumburg, IL, United States |
| Company size | 251-1000 staff | 251-1000 staff |
| Regions | US, CA, UK, EU | US, CA, EU, UK |
| PCI level | Level 1 | Level 1 |
| Currencies | Multiple (via merchant account) | Multi-currency processing including USD and CAD, with the usable list set by the connected acquirer |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||