Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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Easy Pay Direct logo
Easy Pay DirectNo reviews
PayPal logo
PayPal4.5(4)
Pricing
Online card rate2.69% + $0.362.99% + $0.49
In-person rate1.59% + $0.19 swiped2.29% + $0.09
Keyed-in rateN/A3.49% + $0.09
InternationalN/A+1.5%
ACH / bank1% + $0.29 per ACH or eCheck transaction, with no separate monthly charge for ACH support0.8% (cap $5)
Monthly feeTypically $25$0
Setup fee$99, waived when underwriting documents are submitted within 24 hoursN/A
Monthly minimumN/AN/A
Chargeback feeNo separate fee published. Chargeback alerts and representment are included on standard accounts$20
Pricing modelFlat rate, Interchange-plus, Tiered, Custom quoteFlat rate
ContractMonth-to-monthNo contract
Free trialNoNo
Payout timeVariesInstant
Payment methods
VisaYesYes
MastercardYesYes
AmexYesYes
DiscoverYesYes
Google PayYesNo
ACHYesNo
PayPalNoYes
BNPLNoYes
WalletsNoYes
Integrations
APIYesNo
Hosted checkoutYesYes
Virtual terminalYesNo
Payment linksYesYes
InvoicingYesYes
ShopifyYesYes
WooCommerceYesYes
BigCommerceYesYes
MagentoYesNo
Features
Recurring billingYesYes
Fraud protectionYesYes
Chargeback protectionYesYes
TokenizationYesNo
Reporting dashboardYesYes
Company
Founded20121998
HeadquartersAustin, TX, United StatesSan Jose, CA, USA
Company sizeN/A1000+ staff
RegionsUS, CAUS, CA, EU, UK, Global
PCI levelLevel 1Level 1
CurrenciesMainly USD for US merchants, with international placements available through its acquiring bank network100+ currencies
High-risk friendlyYesNo
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